What is Refinancing and How Can it Benefit You?

What is Refinancing and How Can it Benefit You?

At times, we all feel that the world is starting to close in on us. Bills keep piling up, or suddenly you’re faced with the prospect of a pay cut at work (or worse, you just lose your job). At these moments, it’s important to weigh every possible option for simply staying afloat financially. One […]

Bad Credit Refinancing - Even in the Current Economic Climate Sub Prime Lending is Available

Bad Credit Refinancing – Even in the Current Economic Climate Sub Prime Lending is Available

If the recession has taken its toll on your credit rating, all is not lost. Bad credit refinancing exists and could be worth your time to look at. From meeting the day to day expenses of life to affording that family holiday, refinancing can clear up some capital and save you money in the long […]

Tips to Help You Qualify For the Best Mortgage Rates

Tips to Help You Qualify For the Best Mortgage Rates

Mortgage lenders normally depend on your credit report to determine whether or not you qualify for the best mortgage rate. The first step you should do to qualify for the best available mortgage rate is to know your credit score. Before you go to the bank and request for a loan, you must get a […]

Repayment Mortgage

Repayment Mortgage

Buying a home is an expensive outlay and if you don’t have the cash you may need to get a mortgage. There are many types of lenders that provide mortgages. For the best deal, you may want to investigate building societies and banks. If you’ve dealt with a building society for a previous mortgage or […]

Your Rights As a Mortgage Consumer

Your Rights As a Mortgage Consumer

The Mortgage Consumer’s Bill Of Rights was conceived and written by Franklin Raines, President of the Fannie Mae Foundation. The Mortgage Consumer’s bill of Rights was designed to lay down a set of guideline for lenders to follow that allow more Americans to become homeowners, and to allow potential home buyers access to see what […]

Mortgage Loans for Bad Credit Borrowers - Not the Impossibility They Seem

Mortgage Loans for Bad Credit Borrowers – Not the Impossibility They Seem

Unfortunately, bad credit has become a reality in modern life. For many of us, it has come through no real fault of our own, with temporary unemployment causing havoc with repayments schedules, and falling income making it hard to meet all of our financial obligations. In such circumstances, buying a home might seem an impossibility, […]

Sharing a Mortgage

Sharing a Mortgage

Obtaining a mortgage with a friend or friends is set to become more popular in the UK. First-time buyers are purchasing property in twos simply to gain purchase power, especially in London and general areas with low levels of reasonably priced houses. Is it a good idea to buy a property with a friend? HSBC […]

How do I Choose a Mortgage Bank?

How do I Choose a Mortgage Bank?

A mortgage bank knows all of the options out there and when they look at your situation they will likely know within seconds which lenders they should send your information to. Finding a Mortgage Bank One of the easiest ways to find a mortgage bank to help you with home loans is to ask your […]